The time scales can vary considerably when applying for a mortgage and are dependent upon many factors, such as whether you are purchasing a new property or remortgaging.
If you are remortgaging this can take around a month but this does depend on how quickly your solicitor acts, which can delay the process.
It is not possible to overstate how important it is to instruct an experienced conveyancing solicitor. A good decision in this area can save a great deal of time, money and stress.
We are happy to point you in the right direction if you need guidance in choosing your conveyancing solicitor.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
We offer all our clients a free initial consultation after which a non refundable commitment fee of £95 will be charged with a further £250 payable on completion based on individual client circumstances. We also offer a fee only option whereby we charge a 2% broker fee on the amount borrowed and any commission derived from the lender is rebated back to the client.
The overall cost for comparison is 7.9% APR
Riverside Mortgages Ltd is registered in England and Wales. Registration Number: 5978086