Contents Insurance

What is it?

Whilst building insurance will protect your actual property, it does not cover all the contents of your home. This type of cover will protect your furniture, soft furnishing, white goods and personal items.

Things to bear in mind

The cover provided can vary and most providers will offer additional protection, at a cost, for things like:

• Personal belongings (includng cash etc) inside and outside the home
• Individual items valued over a specific amount
• Freezer contents

These are just a few of the extras avalable. The basic contents cover may not provide all the cover you require and additional areas of cover can be purchased to suit your individual needs. Discounts may be available for those in a neighbourhood watch scheme or for those with a burglar alarm etc!

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We offer all our clients a free initial consultation after which a non refundable commitment fee of £95 will be charged with a further £250 payable on completion based on individual client circumstances. We also offer a fee only option whereby we charge a 2% broker fee on the amount borrowed and any commission derived from the lender is rebated back to the client.

The overall cost for comparison is 7.9% APR

Riverside Mortgages Ltd is registered in England and Wales. Registration Number: 5978086