Credit Control - Adverse Credit

If you have had difficulty obtaining a mortgage from a mainstream lender because you have had credit problems such as County Court judgments, Defaults, Mortgage arrears, Repossessions or even Bankruptcy we can help.

Without doubt the so called Global credit crunch has had an impact on the availability of mortgage products for people who have experienced credit problems.

However, it is still possible for people who have a less than perfect credit history to obtain a mortgage or remortgage.

We have years of experience dealing with people who have had varying degrees of credit problems. From people who have missed the occasional payment on their credit cards right through to people who have been made bankrupt. We understand the needs of clients who find themselves in this situation. We work with our clients to get an understanding of the extent of their credit problems in order to offer them the best advice.

At Riverside Mortgages we have access to a wide range of specialist lenders who take a sympathetic view of people who have experienced credit problems. We think it is important that people with credit problems have access to expert advice and support. We also think that it is unreasonable to charge higher fees for arranging this type of transaction. That is why Riverside Mortgages has the same charging structure for all of our clients.

If you want to deal with a truly reputable company who offer great advice, have access to market leading products and will treat you fairly, then please contact us today.

What can we offer you?

• A wide range of specialist providers with market leading products.

• Self certification of income up to 90% loan to value.

• We can consider all levels and types of adverse credit including CCJ's, Defaults, Mortgage Arrears, Repossessions and Bankruptcy.

• We offer the same great advice and fee structure as our mainstream products so you are not disadvantaged further.

Whatever your mortgage requirements, we're certain we can find the right mortgage for you.

So if you are struggling to get finance or finding that your financial circumstances are making finding a home loan difficult, talk to us today!

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We offer all our clients a free initial consultation after which a non refundable commitment fee of £95 will be charged with a further £205 payable on completion based on individual client circumstances. We also offer a fee only option whereby we charge a 2% broker fee on the amount borrowed and any commission derived from the lender is rebated back to the client.

The overall cost for comparison is 8.7% APR

Riverside Mortgages Ltd is registered in England and Wales. Registration Number: 5978086