Re-Mortgage

If you are coming to the end of the fixed rate period on your existing mortgage, you might be in for a shock when you look at the rates available today.

In our experience a mortgage review is an ideal time to put your finances in order. This will mean different things to different people, you may wish to consolidate debts in order to reduce monthly expenditure. Your priority may be to reduce the mortgage term to make savings on the overall cost of your mortgage.

Whatever the reason for remortgaging, getting good advice and having thousands of mortgages to choose from will increase your chances of getting it right.

Your first step is to contact us and we can advise you of your options after checking the terms and conditions of your existing mortgage. This is important because we need to know if there are early repayment charges payable if you redeem your mortgage. If necessary, it is possible to raise additional capital by using a second charge or secured loan without incurring the early repayment charges from your existing provider.

Our advice is tailored specifically to you so we will discuss in detail the various mortgage options and repayment methods to ensure you get the right mortgage for your circumstances.

 

Why should you remortgage?

• Improve the interest rate.

• Add a partner onto the mortgage.

• Buy a partner out of the mortgage.

• You may wish to raise capital.

• It is possible to reduce monthly expenditure through debt consolidation.

• Switching mortgage types for flexibility or certainty of monthly repayments.

Whatever your reason for remortgaging we're certain we can find the right mortgage for you. So if you want a better mortgage deal, or would like to release some of the equity in your home, talk to us today!

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We offer all our clients a free initial consultation after which a non refundable commitment fee of £95 will be charged with a further £250 payable on completion based on individual client circumstances. We also offer a fee only option whereby we charge a 2% broker fee on the amount borrowed and any commission derived from the lender is rebated back to the client.

The overall cost for comparison is 7.9% APR

Riverside Mortgages Ltd is registered in England and Wales. Registration Number: 5978086